You probably qualify for down payment assistance. Find out in 3 minutes.
Tell us your state, income, and job. Our AI matches you to real county and state programs — including the ones most first-time buyers never hear about.
No account required. No spam. Just your results.
How it works
Four steps. No paperwork. No pressure.
Answer 5 questions
Tell us where you're buying, your household income, credit range, and what you do for work. Takes about 90 seconds.
See your matches
Our AI searches programs in your county and state — income limits, occupational bonuses, first-responder grants — and shows what you actually qualify for.
Track your journey
Create a free account to save your matches, track your credit score and DTI as they improve, get notified when program funding opens, and pick up right where you left off.
Connect with a specialist
If you want help applying, we'll connect you with a licensed loan officer who specializes in DPA programs in your state. No pressure.
100+ programs tracked
and growing weekly
4 states covered
WA · TX · MD · OH
AI-powered matching
with human follow-up
Compliance-reviewed
every response
Adjacent Advantage
We don't just search your county. We check the ones next door.
Sometimes the best opportunity isn't where you're looking. A funding shortage in your target county. A property tax dispute that could affect your costs for years. A DPA program two miles away with better terms and no waitlist.
Our AI automatically compares neighboring counties — flagging situations where crossing a county line could mean thousands more in assistance, lower long-term costs, or a cleaner deal.
- Cross-county program comparison — more assistance may be available just outside your search area
- Property tax exposure alerts — we flag counties with active disputes or reassessment risk
- Funding status intelligence — know which programs have active funds before you apply
Adjacent Advantage Alert
Millbrook County → Fairview County
Your Target County
Millbrook County
DPA Available: $7,500
Active property tax dispute — potential reassessment risk
Adjacent County Flagged
Fairview County
DPA Available: $12,000
- No active tax disputes — stable assessment history
- $4,500 more in assistance
Switching your target county could mean $4,500 more in down payment assistance and lower long-term tax exposure.
Fictional counties used for illustration. Your actual results depend on your specific profile, location, and program availability at time of search.
Who this is for
Built for first-time buyers who think they can't afford it.
Most people who come to this site have already talked themselves out of buying a home. They assume they need 20% down, or that their income is too low, or that these programs are too complicated.
Most of them are wrong.
Down payment assistance programs exist at the state, county, and city level — and many have income limits designed specifically for working families. The programs are real. The money is real. Most buyers just never find them.
You might qualify if:
- You're buying your first home (or haven't owned in 3+ years)
- Your household income is under $100K–$120K (varies by state)
- You're a teacher, nurse, firefighter, or other public servant
- You're buying in a targeted zip code or rural area
- Your credit score is 580 or above
Eligibility varies by program and location. Our AI will check your specific profile.
Ready to see what you qualify for?
It takes 3 minutes. No account. No commitment.